Buy to let
Rising property values and a booming lettings market has meant that many lenders have developed mortgage deals tailored to the needs of would-be landlords.
Learn MoreCapped Rate
A type of variable rate mortgage, but they have an interest rate ceiling, or cap, beyond which your payments can’t rise.
Learn MoreCashback Mortgage
This mortgage comes with a cash sum that’s paid to you once your purchase or remortgage has been completed and your mortgage is in place.
Learn MoreDiscount Rate
A type of variable rate mortgage where the interest rate is set at a discount below a rate of interest, typically the lender’s Standard Variable Rate (SVR) for an initial period of time, typically two or three years.
Learn MoreFixed-rate
Here, the interest rate you pay remains the same for a set period of time, so your mortgage repayments will remain the same, even if interest rates rise..
Learn MoreInterest-only
Here, each month you only pay the interest outstanding on the mortgage, meaning that the capital sum remains the same throughout the period of the mortgage.
Learn MoreOffset Mortgage
An offset mortgage allows you to use your savings to reduce the amount of interest you pay on your outstanding mortgage balance.
Learn MoreRepayment
The most popular and most widely-available option, where you make monthly repayments for an agreed period of time until you’ve paid back both the mortgage and the interest.
Learn MoreTracker Mortgages
A tracker mortgage is a type of variable rate mortgage which tracks a nominated interest rate, usually the Bank of England base rate.
Learn MoreVariable Rate
The interest rate used here is the lender’s default rate, their Standard Variable Rate (SVR). As the name suggests, the rate applied can change at any time, meaning that your monthly repayments could do so too.
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